Krma bank x Sanchita sleeps. Prarabdha acts. Agami is planted.

 Here’s a clean, poetic–clinical bullet gist using those terms, suitable for an essay sidebar or closing reflection:

• Sanchita — the accumulated past: stored karma, latent, waiting
• Latent — unseen forces shaping the present silently
• Prarabdha — the portion activated now: karma in motion, unavoidable
• Now in action — what must be lived, not avoided
• Agami — karma being created in real time
• Seeds — today’s choices becoming tomorrow’s circumstances

One-line synthesis options:

• Sanchita sleeps. Prarabdha acts. Agami is planted.
• We live our Prarabdha while planting Agami from Sanchita’s soil.
• The past loads the field; the present plays the hand; the future is seeded now.

If you want, I can compress this into a single aphorism, a diagram-style layout, or a medical–behavioral analogy (e.g., epigenetics, latency, exposure).