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So what is loud budgeting? It’s being honest and open about how much you can spend. It’s giving up the peer pressured pretence for intentional spending. It’s regaining financial agency. It’s breaking that streak of buying things simply because everyone on TikTok is, like those Good Squish scrunchies, Stanley mugs or Sandy Liang doormats. It’s saying “no” to that friend who always wants to meet at natural wine bars with three £££ beside its name.
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